
Thermal Account 3.0
It works as a non-repayable grant for energy efficiency improvements and renewable energy production, paid directly into the recipient's bank account. It covers up to 65% of the costs for individuals and businesses, and up to 100% for public administrations in specific cases (e.g., municipalities with fewer than 15,000 inhabitants). The incentives are paid in a single installment or in annual installments (2 or 5 years) depending on the size of the project.
How it works
- Non-repayable grant: This is not a tax deduction, but a refund paid directly into your bank account within 60 days of approval of the application for amounts up to €15,000.
- Payment of installments: For amounts exceeding €15,000, the contribution is paid in annual installments.
- 2 years: For small-scale projects (e.g., heat pumps up to 35 kW, small solar thermal systems).
- 5 years: For more structural interventions (e.g., insulation, replacement of windows and doors, biomass generators over 35 kW).
- Request: The application is submitted online through the GSE portal once the work has been completed.
Who is eligible and what measures are funded
Accessible to: Individuals, businesses, and public administration
What measures are funded:
– Installation ofheat pumps,boilers, andbiomass stoves
–Solar thermalandhybrid systems
– Photovoltaic systems with storagecombined with heat pumps
– Thermal insulationandreplacement of windows and doors(for public administration)
–Building automationsystems (for public administration)
The main changes in Conto Termico 3.0
The new update introducesgreater benefits and easier access:
- Budget increasedto€900 million per year, of which €500 million is earmarked for individuals and businesses.
- Coverage of up to 100%for work on public buildings (schools, hospitals, etc.) inmunicipalities with fewer than 15,000 inhabitants.
- Faster payment:for amounts under €15,000, credited within60 days.
- Direct payment to your bank accountvia GSE transfer.
How to apply for the grant
- Submit the application: Send the necessary documentation to the GSE for the incentive request.
- Wait for approval: Once the application has been approved, the GSE will proceed with the reimbursement.
- Receiving payment: GSE transfers the total amount directly to the specified bank account.
Attention! There are some important points to consider:
- Irrevocable collection mandate: A useful option is to grant an "irrevocable collection mandate" to the installer, who will receive the incentive directly, thus allowing you to have a discounted invoice right away.
- Maximum limit of 65%: The incentive cannot exceed 65% of the total expenditure incurred.
- Submission deadline: Applications must be submitted within 90 days of the end of the work.
Why it is beneficial to join now
Conto Termico 3.0 isa measure with limited funds: once the annual budget has been exhausted, it is no longer possible to submit new applications.
Those who act in time can obtaina direct refund of up to 65% of the costs, significantly reducing energy costs and improving the sustainability of their building.
ISP Engineering: your partner for energy efficiency
ISP Engineering supportsbusinesses, individuals, and public administrationsin the design and comprehensive management of energy efficiency projects.
From preliminary analysis to GSE paperwork management, we handle every phase on aturnkey basis.
📞Contact us to find out how to access Conto Termico 3.0

